Why LS Benefits Group?

Years of Experience

• We’ve been in business over 45 years, since 1973

• Offering over 100 years of combined experience within our organization

Expertise

• Our expertise lies in small to medium sized businesses

 

• Health insurance is our speciality

Innovation

• We are constantly seeking new ideas and programs, striving to control health care costs

• While our competition sticks to the status quo, we like to think outside the box

Customer Care

• We truly care for employees like they are a part of our family

• No claim issue or problem is too small for LS Benefits Group

What makes Our Approach
to Health Insurance Unique?

• Large case utilization management
• On-site Nurse program (click here for more info)
• Traditional Self-Funding (Proprietary to LS)
• Level-Funding, with 15 carrier options
• Network consulting and design

• Leveraging association membership opportunities
• Gap protection tools
• Medicare consulting and strategy
• Quarterly claims review meetings
• Transparency education/coaching


Types of Health Insurance Plans

Fully Insured

The most traditional type of Insurance plan. The employer pays a fixed premium to the Insurance Company for one year based on the number of employees enrolled. Plan renewal rates tend to be higher with this type.

Self Insured

The employer assumes financial responsibility for providing Health Insurance for its employees. This allows the company to retain dollars that aren’t needed when claim costs are low.

Level Funded

Combines the cost-savings and customization of self-funding with the financial safety and predictability of fully-insured plans.

Additional Services

Supplemental Health Plans
& Ancillary Benefits

We also offer a variety of additional services including: Critical care, Accident, Hospital, Gap deductible, Life, Health, LTD, STD, Dental and Vision benefits.

Financial
Services

Our Sister Company LS Financial Group offers a variety of services for your Business and Family need. You can view our website here.

Industries We Serve

We work with over 300 Businesses in Southwest Ohio

Manufacturing

Transportation

Technology

Healthcare

Construction

Food & Beverage

Financial

Partners

 
LS Benefits Group